I'd say it's pretty hard for any of us to predict the impacts this may be having on us 6 months from now. It's a lot more than how well our stocks are doing or whether or not we catch a virus. I think the untold story right now is the potential severity of disruption beyond those who become infected. There may be significant economic, workforce, and education disruptions. Companies slowing production, local businesses failing due to people isolating themselves, school closures, etc. The healthcare system is going to be taxed beyond just impacts at hospitals. Think about impacts to first responders, dialysis centers, urgent care centers, childcare facilities, etc. Breaking news came across my phone 25 minutes ago: "White House considering tax relief for airline, travel, and cruise industries hurt by coronavirus." Is everyone going to be bailed out? If you don't have families to worry about, or a business, or a job, then perhaps it's easy to predict the fall now. For many of us, not so easy.