huntin24/7
Well-known member
I’ve been all in on the L2040. I have about 18 years left out of 30. Thought about transferring into the F for the short term until this blows over but I’ve got so much time left that I’m not worried about it.
TSP investments and strategies
- Thread starter 300stw
- Start date
SAJ-99
Well-known member
Good point. About 45% of the earnings of S&P 500 companies comes from outside the US. In fact even the small companies have seen that number increase. The number for the Russell 2000 is between 25-30%, and that number has come up from less than 20% 20 years ago. I hesitate to recommend adjusting weights based on that metric because it is so hard to find and always changing. And you would need to net out the Intl names. For example, I'm not sure what % of large international stocks comes from the US, but I'm sure it is substantial. Nestle, Roche, Toyota, etc obviously all have substantial revenues from US. The global economy is so interconnected now I am not sure it really matters. In the end, it might be more of a bet on currencies than anything else.
VikingsGuy
Well-known member
Yup no easy answers, I just raised for general awareness. For my funds I just give a 10-15% credit to my US stocks as "international" net and call it good.
A great read for those involved w/ TSP
www.fedsmith.com
TSP Accounts: After Coronavirus, Any Positive Scenarios? | FedSmith.com
The coronavirus has tanked the stock market and taken TSP account values down with it. What can history teach us about how this will impact your retirement?
www.fedsmith.com
brownbear932008
Well-known member
I'm buying all the C&S I can right now.
BuzzH
Well-known member
A great read for those involved w/ TSP
TSP Accounts: After Coronavirus, Any Positive Scenarios? | FedSmith.com
The coronavirus has tanked the stock market and taken TSP account values down with it. What can history teach us about how this will impact your retirement?
Yep, stay the course and you lose nothing until you sell...
And continue to buy when things are on sale.
Now THIS is interesting.
www.fedsmith.com
Honey, Don't Hit Your TSP | FedSmith.com
The coronavirus stimulus bill may allow federal employees to take money out of their TSP accounts, but the author has a warning for anyone considering this.
www.fedsmith.com
bullbugle307
Well-known member
- Joined
- Jul 19, 2018
- Messages
- 934
Haven't even looked at my TSP in about a month. That's my strategy.
ismith
Well-known member
Moved mine to the G fund after the first week of losses. Glad I did.
Amplifying your brand in the GovCon market
How are communications and public relations evolving in the GovCon market? Host Mark Amtower discusses the evolving nature the two concepts in the government contracting market with Evan Weisel Tony Welz and Stephen Mackey of W2 Communications.
federalnewsnetwork.com
I was not part of that group, but then again my retirement horizon is likely 20yrs into the future...Amplifying your brand in the GovCon market
How are communications and public relations evolving in the GovCon market? Host Mark Amtower discusses the evolving nature the two concepts in the government contracting market with Evan Weisel Tony Welz and Stephen Mackey of W2 Communications.
CARE Act implemented a feature w/in retired TSP holders that is a quality move, IMHO.
RMDs: TSP Suspends Required Minimum Distributions
The TSP finalized a policy change suspending for this year the general requirement that retired account holders take annual required minimum
www.fedweek.com
I started out with an L fund many years ago but realized I could easily beat that performance with my own split in C, S, and I funds. I vary between a 1/3 split in each, to all C & S with a split based on how I feel the market is doing. As for moving to the G fund, I resisted doing that when we had this downturn because I did not want to lose all the potential equity by liquidating my current shares at a much lower price and locking in those loses. Instead, I'm counting on a recovery and increasing my monthly contributions for the time being to buy at a discount. I'm far from an expert and base my changes on Macro trends but it has worked reasonably well. I'm also fine with the risk of not having any fixed income investments in there yet and don't plan to move to any of that until I'm close to actually needing/wanting the money. My 12 month performance as of the peak on 19 Feb was just shy of 20% return. I also don't tinker with it very often with the bottom-line thought that I don't lose money unless I sell or reallocate at reduced share prices.
3855WIN
Well-known member
Any rumors of early buyouts from your agencies?
BuzzH
Well-known member
negative
Nope
Negative. I'm still 7-8 years away... If they do, do they bridge people w/ equal retirement $ until 62? Have they done an early buyout? Would it be an OPM, fed wide or individual agency decision? I figure individual though not known of this occuring before.
Edit: Google is my friend... Haha! VERA. God bless Govt acronyms.
Edit: Google is my friend... Haha! VERA. God bless Govt acronyms.
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3855WIN
Well-known member
They bought out some of our management early in my career. So long ago that I don’t remember the details.
One of our sups said he heard other agencies were talking about it. He’s known to exaggerate, though.
One of our sups said he heard other agencies were talking about it. He’s known to exaggerate, though.
Hunting Wife
Well-known member
My agency has offered VERA several times over the last 8 -10 years or so, as budgets keep shrinking and staff keep getting cut. Watching these big bailouts, I imagine they’ll be offering it again in the next couple years.
3855WIN
Well-known member
I know it depends on your investments, but do you think you could withdraw 4% from TSP per year in retirement and maintain what you have?
I’m forced out in two years, so giving things a close look.
I’m forced out in two years, so giving things a close look.
