Anybody Buying Yet? Where’s the Bottom?

[SAJ-99]

Yup, you’re a real kewl dood!

Sorry your having a tough day.

 

[thusby]

Sorry you’re having a tough day.

Thanks Kamala

 

[Treeshark]

The plan for this money was to pay off the house earlier. I have a 2.25% interest rate. This money needs to do better than that quarterly. This bond fund averages around 5% and I can sell at any time. It beats a CD right now and I don’t have to wait to sell.

Makes sense to me. Purpose determines placement.

 

[BigHornRam]

I’m here for you guys. Glad you are entertained. I want to thank BHR. Everyone needs a foil for motivation and He’s the man.

The space is small, but the rent is free.

 

[brymoore]

The plan for this money was to pay off the house earlier. I have a 2.25% interest rate. This money needs to do better than that quarterly. This bond fund averages around 5% and I can sell at any time. It beats a CD right now and I don’t have to wait to sell.

I’m in no hurry to jump back in till these tensions cease. We are one orange peel away from an international incident we could suffer greatly for.

The market will be a roller coaster for a while and I’m happy at a very safe 5% for now. A trade is only 24hours away if warranted though.

Do better over what time period and at what risk?

 

[BigHornRam]

The canary is healthy today for some reason.

 

[Gnomepunter]

Seeing nothing but green the last few trading days!

 

[Addicting]

Do better over what time period and at what risk?

Originally I planned on 10 year time frame. But over the last quarter I lost them just now recovered an am up $70. I’m not good at investing when there is this much turmoil, this money needed to be safer for the immediate future. After everything settles down I will stick it back in one of the growth funds.

 

[brymoore]

Originally I planned on 10 year time frame. But over the last quarter I lost them just now recovered an am up $70. I’m not good at investing when there is this much turmoil, this money needed to be safer for the immediate future. After everything settles down I will stick it back in one of the growth funds.

I get it. Sometimes the best investing advice is to not look at your balances except at long intervals if you’re objective is long term. I survived the lost decade.

10 year Treasury is 4.30%.

 

[noharleyyet]

I get it. Sometimes the best investing advice is to not look at your balances except at long intervals if you’re objective is long term. I survived the lost decade.

10 year Treasury is 4.30%.

So true...red numbers half-ass traumatize me

 

[Addicting]

I get it. Sometimes the best investing advice is to not look at your balances except at long intervals if you’re objective is long term. I survived the lost decade.

10 year Treasury is 4.30%.

I have to look at it every month when we make our deposit. I can’t automatically transfer it because my credit union flags it as fraudulent.

 

[LopeHunter]

I couldn’t take it anymore and sold this morning. Back to the January high and that’s good enough for me. Parked it in short term bonds till this war quits being a yo-yo. Maybe we will get the new Fed chair and he will lower the rates.

Cutting the Fed rate during this inflationary cycle is a novel approach that goes against what adults do when in charge.

The U.S. dollars has lost 9% of value since Trump took the oath of office in January 2025. Inflation combined with our rising deficit will erode the USD value more against a basket of foreign currencies.

 

[BigHornRam]

I have to look at it every month when we make our deposit. I can’t automatically transfer it because my credit union flags it as fraudulent.

Sounds like your credit union is on to something.

 

[Addicting]

Sounds like your credit union is on to something.

Yep, you would think Fidelity would clear. The credit union has its own services, pretty sure they block the others to drive you towards themselves.

 

[BigHornRam]

Yep, you would think Fidelity would clear. The credit union has its own services, pretty sure they block the others to drive you towards themselves.

I have an account with Fidelity. What bond fund do they have that is getting a 5% return?

 

[Addicting]

I have an account with Fidelity. What bond fund do they have that is getting a 5% return?