Car Insurance - (For 16 year-olds)

Both of my kids started driving the same summer. They each got a starter car paid by mom and dad and paid us what the insurance premium increased by for their share through part time work while in high school and college.
 
Funny thing is my boy is 18 and is driving a 2011 Lincoln mks and is looking at getting a new maverick for college. Called on insurance and our agent said it would be the same payment a month
 

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