Here in the rustbelt, I have found that the standard suv tires that get placed on my wife's suv will get a nail, screw, random puncture every year or so. So for hers I always get the road hazard warranty. When the "what tire to put on Randy's truck" discussion happened a few years ago on HT, the next set that went on my pickup (daily-driver, but also hunting rig) was a set of 10 plys. I bought the road hazard warranty at the time because I could never go more than a year without the normal Goodyear/Firestone/tire-shop recommended tire getting a flat/puncture. Now that I've switched to the 10ply I haven't got a flat since(3 years?). Could be coincidence or could just be a tougher tire sheds those pesky roofing nails that all the work trucks spill along I-75? Gonna keep buying it for my wife, but not for my pickup as long as I keep getting 10plys.