Food for thought, I’m definitely for self accountability, and wish more of society felt the same. However, they don’t, and if we were to just uproot a program designed to “help” keep our elder generation out of poverty, no matter what the cause of it is, it would cost tax payers way more in the end. Once they were all impoverished because of their poor decisions, the tax payer is going to have no choice but to COMPLETELY take care of them. Serious question to those that say eliminate it. Are you going to be ok with the ever growing population of “bad decision makers” or those that “don’t know there’s consequences” sleeping on your lawn when they are belly up broke and homeless? Are you going to spearhead a charity to house and feed these folks? That’s not how society works, whether you agree with it or not, it’s not how society is ever going to work. I know myself, I would way rather take a chance on getting less return in my investment in SS and have to help some that may get a way better return than me, than just take the baseline out from under them and then find ways to either completely fund the aftermath, or just watch them all die on all the good decision makers doorsteps.