Doesn't have to be. People living in the sticks should have their shit together regarding defensible space, fuel reduction, and building smartly. Also, they should give things more than a casual thought before considering building out in the woods.
I fought fire for 7 years and I saw enough to be convinced that building out in the woods was at best, a pretty poor idea. It's all fine until it's not. Things have only gotten worse since then.
I think one thing to stop the expansion into some of the worse places to build for fire dangers, is for insurance companies to just stop issuing policies in such high risk areas.
I get it that people dream of living out, but maybe they should think of the consequences and risks to themselves, others, and the environment before they do.