Addicting
Well-known member
Make sure your nuts don’t sag into your zipper if you’re in a hurry.I'm thinking about starting an advice for 40 year old thread. Good stuff here.
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Make sure your nuts don’t sag into your zipper if you’re in a hurry.I'm thinking about starting an advice for 40 year old thread. Good stuff here.
Idk if you're ever really ready. You learn that one as you go and fast.And with a family, make damn sure you are ready. I was 30 with my first. I wasn't ready but my wife got me ready fast. Goes back to the choosing a woman advice. mtmuley
Amen. Although sometimes it doesn’t seem you learn fast enough.You learn that one as you go and fast.
Parenthood lasts longer than one night.Idk if you're ever really ready. You learn that one as you go and fast.
Yah, I've learned thats just part of it and roll with it. Looking back my parents were obviously in the same boat.Amen. Although sometimes it doesn’t seem you learn fast enough.
4.5% return on money, year after year with no bad days and no losses ever, that can be pulled out at any age, and does not require a loan at a rate over prime or a big pentaly to use before a retirement age that is ever climbing is a powerful thing. You certainly can make more money faster in stocks, just as evenly as you can loose all that money really fast in stocks. For people who are young, having access to those funds when something breaks and they need cash can be the difference between a balanced checkbook, with a cd that had a penalty of the last 3 months interest, vs an empty checking account and a loan or credit card with a monthly payment and interest at 8.5-28%. if you have everything else squared away, and your looking to retire in the next decade or two stocks can be a way to build retirement money faster, but that doesnt make it right for everyone.I sure wouldn’t put all my money into CDs, but that’s me.
I agree on buying used and keeping stuff for a long time. But, at the end of the day thoughtful and wise investment planning has a far bigger impact on long term wealth than if you buy a new gun or a used one.
I did this! It has paid rewards that are exponential.If I could be 18 again this would probably actually be the best advice. Go and figure it out from there.
I’m not saying they don’t have their place, because they do. You are obviously more risk averse than me, and as such they are likely a good option. My investments have done very well.4.5% return on money, year after year with no bad days and no losses ever, that can be pulled out at any age, and does not require a loan at a rate over prime or a big pentaly to use before a retirement age that is ever climbing is a powerful thing. You certainly can make more money faster in stocks, just as evenly as you can loose all that money really fast in stocks. For people who are young, having access to those funds when something breaks and they need cash can be the difference between a balanced checkbook, with a cd that had a penalty of the last 3 months interest, vs an empty checking account and a loan or credit card with a monthly payment and interest at 8.5-28%. if you have everything else squared away, and your looking to retire in the next decade or two stocks can be a way to build retirement money faster, but that doesnt make it right for everyone.