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Dont worry about the student loan forgiveness

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Where was the faux outrage for the PPP loan forgiveness? It will be more and were all paying for that. At least the people with a degree got something. The PPP loans were just bonuses paid to companies, free money... via the printing press, er tax payer.
You really think people pissed about student loan debt transfer were not as pissed about the "Covid" relief bill that added to this inflation mess? I for one was not for any of it since only 12% went to actual covid. This is just the same crap that will push inflation even higher yet.
 
I'm getting $20k in forgiveness if I'm reading the proposal right, but it won't matter too awful much considering how far along I am in PSLF. 10 years of ICR/IDR payments from a low level state government employee. When its all said and done I will have repaid about 75% of what I borrowed. It was way too easy for a young and dumb kid from a poor family to sign up for a lifetime of crippling dept. I had zero financial knowledge coming out of high-school, I'm lucky I didn't did myself into an even bigger hole.
You can use this to justify a Gunwerks 1000 yard out-of-the-box shooting system (+ a few boxes of ammo).
 
You really think people pissed about student loan debt transfer were not as pissed about the "Covid" relief bill that added to this inflation mess? I for one was not for any of it since only 12% went to actual covid. This is just the same crap that will push inflation even higher yet.
Hell no a vast majority weren't pissed, they were too busy figuring out what to spend it on.

I turned mine into 125 pounds of hook and line caught Alaskan halibut, rockfish, and salmon filets.

Hey, there were no strings attached on which part of the economy I decided need stimulating.
 
You can use this to justify a Gunwerks 1000 yard out-of-the-box shooting system (+ a few boxes of ammo).
I like your style but I was thinking more along the lines of an African safari or a month in Alaska.

Just kidding....

My first kid is due in a week, the extra money I'll be saving each month is going to diapers and (ironically enough) a 529 savings plan
 
Hit 5 pgs fast that I did not read. I graduated in 2010 with a loans that matches my starting salary and paid them off in 5 yrs. Would have qualified for $20k due to "poor" parents. Loan forgiveness does not hurt my feelers.

Way more money thrown out the last few yrs to businesses that the people PO'd at this should be way more ticked off about. Not saying the student loan forgiveness is justified, just wya bigger issues out there.
 
So this is an honest question for everyone to chime in on. For example Montana is ranked 50 out of 50 states as far as starting teaching salaries go. The average starting salary in Montana for a teacher is $32,000. They have to have a degree to teach and teachers the last I checked are in a very large shortage currently. Do you feel helping those teachers out by forgiving some of their loans out is worth it/fair? I mean who will educate your kids? How would a teacher afford to live/work in Bozeman,Billings, or Missoula make ends meet? Should they be required to get a secondary job? Or should all loan help be not allowed?
 
I say this with the utmost respect and it is not pc.

Not everyone is made to go to college, the world needs ditch diggers too. Guidance counselors and college recruiters need to stop telling kids they need to go to college for a job they don’t need a college degree for.
From Mike Rowe (Dirty jobs guy)
I work hard on this page, (not as hard as I could, perhaps, but pretty hard), to avoid the politics of the moment, and comment only on topics that impact the foundation I’m proud to run – a foundation that awards work-ethic scholarships to individuals who choose to forego an expensive, four-year education in favor of a skilled trade. When I do weigh in, I try to acknowledge both sides of the argument, and make my points with as much respect as I can muster. Today, however, I can see only one side. Today, I can find nothing to respect in the President’s decision to transfer billions of dollars in outstanding student loans onto the backs of those people my foundation tries to assist - the same people I’ve spent the last twenty years profiling on Dirty Jobs.
With that in mind, I’m not going to write the piece I just sat down to write. Instead, I’m going to share the attached article from Charlie Cooke, who writes better than I do, and shares my disdain for what just happened. If you share our disdain, then please, share this post as well. It is without question, the biggest pre-Labor Day slap in the face I've ever seen.
----
BIDEN'S STUDENT-DEBT BONFIRE IS A CLASSIST MESSAGE TO THE UNCREDENTIALED: SCREW 'EM
By Charlie Cooke
A few moments before I sat down to write this piece, I opened the door to six guys in blue shirts who had come to my house to replace our air-conditioning units. The Florida weather being what it is, I’ve seen some of these guys work on our air conditioners before, and they’re as skilled and knowledgeable and conscientious and hard-working as you might expect. The company they work for, which is local to North Florida, was started by a guy who chose to forgo college in favor of taking out a small-business loan to strike out on his own. Most of the technicians who work for him didn’t go to college, either. They took a different path. And, well . . . what absolute chumps the president has just made of them for that!
Squirm if you like, but that’s the truth of the matter: As of today, the six air-conditioning technicians in my house are on the hook for college loans that were signed for, spent, and enjoyed by other people. Confirming the measure today, President Biden announced that any American who has both college debt they vowed to repay and an individual yearly income under $125,000 (or a family yearly income under $250,000) will be given up to $20,000 by the Treasury — which means by you, and by me, and by everyone else who pays taxes in America.
Why? Well, that’s the question.
The answer can’t be, “because that’s what the relevant law anticipates or requires.” As of yet, Congress has provided no authorization for the executive branch to arbitrarily write off some of the money that borrowers owe to taxpayers. As of yet, Congress has passed no rules that allow down-on-their-luck presidents to throw money at people for political gain. As of yet, Congress has given no instruction that if the president’s friends might like a little more cash, he can raid the Treasury to give it to them. Certainly, Congress has set up a loan program. But the deal there is rather simple, all told: First you borrow, and then you pay back what you borrowed. There is no mention of “forgiveness” days or of “help” or of rolling Chekhovian jubilees, and by pretending otherwise, President Biden is making a mockery of his oath to uphold the Constitution.
Another answer that won’t fly is, “To lower the cost of education.” As President Biden made clear today, this is a one-time deal, a lottery, a lightning strike. People who paid off their loans last week aren’t covered. People who will take out new loans after the policy has run its course aren’t covered. The problems in the system aren’t addressed. The colleges, and their endowments, are left unmolested. American culture’s increasingly credentialist presumptions aren’t altered. Within four years, overall debt will return to its present level. With the stroke of a pen, the already-fake deficit savings within the Inflation Reduction Act will be wiped out. This isn’t a reform. It’s not even pretending to be reform. It’s a contemptuous, abusive, unbelievably expensive shot in the dark — the net effect of which will be that fewer people correctly calibrate whether college is worth it, fewer colleges change their offerings to meet market demand, and, because this sort of executive giveaway will now loom large as a possibility, fewer people feel the need to save for college.
It seems so arbitrary. Why does Biden not want to do the same thing for loans on trucks owned by plumbers? Why not for mortgages — which, given how heavily it subsidizes them, the federal government clearly thinks are worthwhile? Why not for credit cards or auto payments or mom-and-pop credit lines? The answer, I’m afraid to say, is disgustingly classist: Because Joe Biden and his party believe that college students are better than everyone else. Because Joe Biden and his party believe that college students are of a finer cut. Because Joe Biden and his party prefer college students to you, and they think that those students ought to be rewarded for that by being handed enormous gobs of your money.
Electricians, store managers, deli workers, landscapers, waitresses, mechanics, entrepreneurs? Screw ’em. Sure, college graduates make more money than non-graduates, and their unemployment rate is lower, too. But non-graduates don’t have access to the president, so they don’t matter. They’re tradesmen, the riff-raff, the great unwashed. They’re background noise, dirty-handed types, second-classers. They don’t deserve $10,000 in debt reduction. What would they even do with it? Go hunting? Give it to their church? Their role is to subsidize the superior people, and the superior people go to college.
Why did Joe Biden do all this? That’s why. Why was this what Joe Biden chose to break his oath to achieve? That’s why. When it came down to it, good ol’ Scranton Joe sent cash from the sort of people he cynically pretends to care about to the sort of people he actually cares about: the privileged, accredited, self-dealing clerisy that his ever-dwindling political party now calls its base.
 
Be mad at the average Joe's getting student loan relief instead of the billionaire's pocketing millions. -someone with no student debt

Whataboutism is an awful position to start an argument on the internet from, but if it pleases the court, may I be upset about both things at the same time or is one black and the other white?
 
Whataboutism is an awful position to start an argument on the internet from, but if it pleases the court, may I be upset about both things at the same time or is one black and the other white?

Please point out your posts on this site regarding said tax cuts for the 1%. I would be grateful to read those discussions except I can't seem to find them.
 
I say this with the utmost respect and it is not pc.

Not everyone is made to go to college, the world needs ditch diggers too. Guidance counselors and college recruiters need to stop telling kids they need to go to college for a job they don’t need a college degree for.
I agree, but we really don't need that many ditch diggers. We have machines for that. What we need are people who are willing to learn somewhat complex skills and execute them professionally. In other words, we need the guy who can lay the pipe in the ditch and handle the tie in on either end.
I think a 1-2 year system, with buy-in from both the high school system and parents would do wonders for my industry.
What we need to change is the idea that someone who has remodeled houses for 10 years, and has a basic knowledge of concrete, framing, plumbing, electrical, drywall, tile, etc, is somehow less educated than someone who has been mailing it in, hung over half the time, for 4 years at some college.
Alright, off my soapbox..... 😆
 
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