Farmerj
Well-known member
- Joined
- Dec 12, 2021
- Messages
- 1,072
I’d be a lot happier with the student loans if the interest rate wasn’t double what my SBA loans were
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No, I am an Average Joe that paid off my loans instead of buying other shit.
Look, I didn’t ask for this, had planned to pay off all my loans, and have no answer to your loaded question. But I’d rather have this money go back to American individuals than elsewhere.Tell me why as a guy that has busted his ass his whole life without " student" debt that this is ok. Maybe I am missing something. mtmuley
Again, you are wrong.. It is not loan forgiveness it is debt transfer. Maybe if you thought of it like it really is you will understand it better. You do know how inflation and stuff works right???I don't necessarily support blank checks for loan forgiveness, but it's telling what gets peoples' knickers twisted.
Why is my question loaded? You get your loan paid. Right? mtmuleyLook, I didn’t ask for this, had planned to pay off all my loans, and have no answer to your loaded question. But I’d rather have this money go back to American individuals than elsewhere.
It goes back to the ones who should be paying for it while the rest of us get stuck with the bill... YOU CANNOT JUST ERASE DEBTLook, I didn’t ask for this, had planned to pay off all my loans, and have no answer to your loaded question. But I’d rather have this money go back to American individuals than elsewhere.
Sorry, I think you misunderstood me. My student loans are long paid off. I was just pointing out that to get the degree I did, it costed me about 60k in loan debt. I was smart about it after grad and had it paid off in 5 years after. Didn't buy flashy stuff until afterwards and while still pumping max amount I can into retirement. I have a solid plan to retire by age 50 and that is made possible by the sacrifice I had to make by being in student loan debt.Your body, your choice... your loan, your choice. Pay it off slacker
Oh boy I sure have changed my mine now that you have patronized to me.Again, you are wrong.. It is not loan forgiveness it is debt transfer. Maybe if you thought of it like it really is you will understand it better. You do know how inflation and stuff works right???
#*^@#* yeah you do. mtmuleyLook, I didn’t ask for this, had planned to pay off all my loans, and have no answer to your loaded question. But I’d rather have this money go back to American individuals than elsewhere.
Glad I could help. But really, I can't understand why anyone is surprised that some people are pissed at this. It is true a lot of people just don't get that the loan is forgiven... the debt goes elsewhere. Well then I forget some people just don't really understand that is the case.Oh boy I sure have changed my mine now that you have patronized to me.
I think the same thing every time your type is completely silent about tax cuts to the people who would spit in your face if you dared question them.Glad I could help. But really, I can't understand why anyone is surprised that some people are pissed at this. It is true a lot of people just don't get that the loan is forgiven... the debt goes elsewhere. Well then I forget some people just don't really understand that is the case.
I want my gas debt forgiven if I don’t get an elk.Everyone ready for hunting season yet?
And by the way, when I said I am not in favor of blank check loan forgiveness I was acknowledging that you, I, and a lot of other people are not 100% on board with this. But nuance isn't your strong point, is it?Glad I could help. But really, I can't understand why anyone is surprised that some people are pissed at this. It is true a lot of people just don't get that the loan is forgiven... the debt goes elsewhere. Well then I forget some people just don't really understand that is the case.
That won't gain votes...I think a better alternative would have been to cap the amount of interest that can be applied to student loan. I think that would put those with loans in a much better position. The IDR and PSLF programs needs to be looked at. I don't think that and IDR program that can return the borrower to have a monthly required payment of $0 helps. As for the PSLF program it was a cluster from the get go. Those that take out the loans should be fully aware of what they are signing up for its not such a shock when they graduate. How that is achieved is a good question. The parent plus loan program could also use some looking at for restructure. They sure don't tell you when the interest starts adding to the total. I understand that is the responsibility of the borrower, but a little info up front may help individuals make different decisions.
I don't disagree. I felt when they announced in March that they would have a deadline in August I felt it was a political move.That won't gain votes...