Toy or Ramsey?

Giant piles of money bring me no joy, but toys do! I doubt when I'm old that I'll enjoy piles of cash any more than now. My goal is to live life to the fullest while I'm young enough to enjoy it, not save until I'm 70 to do the things I wish I had done...

But I'm still hoping to make some smart decisions to build generational wealth that my family has never had.
 
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