Progressive insurance: good and bad?

[RealMuddyboots]

I make a spreadsheet for everything insured, home, 2 vehicles, boat, SXS, tractor with value and limits I want. Send out to several ins carriers. The rates all over the map. Also an umbrella liability. Interesting that some don't want to completely answer while others like it. Progressive quote was closest to my current carrier. So far the ins company I am with gives me decent discounts for longevity and driving record. I had a head on few years back due to some dumas woman trying to jump a light and drove right into my lane. Insane decision. Ram 2500 4x4 crew with 8' box versus old Crown Vic. Truck came thru with relatively minor damage, front suspension, bumper, front axle seal. Destroyed her car. Engine almost put into her lap and had to jimmy her door open to get her out. Then I learned some new words from the classy driver. Wonderful person. No license, no insurance. Police handled it nicely. Banged up my knee but otherwise ok. Farm Bureau took care of everything. I have no ins driver and you be crazy not to include this these days. Shop installed AM parts on grill and bumper. FB said no, must be OE to comply with IN law if 5 years or newer. So they had to replace. I keep Progressive on my list since their quotes are darn close.

 

[el unit]

7 deer collisions? I recommend a bigger front bumper.