The older I get the more I understand why all the older guys hated getting called in. Losing a nights sleep just makes a guy feel like a bag of shit for 2 days.
No tax on overtime question
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Nuts
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100%. I typically push through for 24hrs. Then it catches up to me and I am whooped for 4 days. Getting older stinks. This morning I volunteered to open a door at 4am. That meant I was out of bed at 3am or without the recent time change 2am. Its now 8:30 and I am on my 4th cup of coffee and everyone stumbled in at 7am complaining about the time change. lol. Really!The older I get the more I understand why all the older guys hated getting called in. Losing a nights sleep just makes a guy feel like a bag of shit for 2 days.
Where I work it is either 4 hours early or 4 hours over. So on day shift I either start at 3am or get off at 7pm. I let the young guys have the early starts. They are like man you get another 10% for starting before 5am and I am like get it kid its all yours my days of getting up at 130am are over.
And man I wish comp time was an option and OT was optional but neither are.
And man I wish comp time was an option and OT was optional but neither are.
Nick87
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I'm 39 and ive caught myself saying that a couple times recently.. Pretty funny because at one time I was that kid.
cgasner1
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Getting my first tax return in probably 10 years thanks to this. Wife was pretty happy when the accountant asked for a banking number for a deposit instead of a check
SAJ-99
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If I may ask, whatcha going to do with it?
cgasner1
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Use it as part of a down payment hopefully for a lot and build a house when my little one is free if day care
westbranch
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My wife just started working this past week in her new RN career (mid 30s career change). I was telling her that she should pick up as much OT as possible due to the tax deduction over the next few years. Why is it when I try to give financial advice she tells me to F off?
Nick87
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Got roughly $4k more back this year than in previous years. Apples to apples from the last several years would've been $6k more, but my step son is old enough now that we dont get a tax credit for him for 2025 like we did in years past.
SAJ-99
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My effective tax rate went up 1%. Less income for us this year, but taxes didn't fall enough to make up for it. Lots of moving pieces but pretty much what I expected. Not everyone is a winner.
Spending your refund on anything fun or just the practical stuff?
Nick87
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Thats pretty much the way everything works isnt it? Like I said if I got extra, thats great. If I didn’t I still have to get up tomorrow morning and go to work doesn't change a whole lot. But I'm not going to complain if the chips fall my way a little.
We spend our tax return on the house every year. So this just means I'll likely be able to finish the remaining 10 or so windows in the house instead of doing maybe 1/2 or 2/3 of them like I had in mind. But it does free up the budget for a little more fun stuff I guess moving forward or more home renovations.
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SAJ-99
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No judgement. Like I say, everyone cashes the check. I just like to ask to see the general thought process of varying people. The national debt increased by about $13,000 per household last year. So I think we all lost to varying degrees.
Windows and home renos are zero fun IMO. More of an investment, but worth it. Hope you find some good stuff.
Nick87
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No not necessarily fun but is something that needs to be done. Just like the other 95% or more of where my money goes.
The child tax credit is a bummer when it reduces. My son went down last year and my daughter will this year. I was like man a kids senior year is when they are the most expensive. But it is what it is. I was going to have my house painted with my refund but I think I will just paint it myself and put the refund in the money market account. Looking to buy a second home in the next year or so
Nick87
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Ironically we have to insure them well into their 20's.
