Monthly budget

[cgasner1]

I was gonna say, it takes 10 hrs to charge my camper battery on 30 amps.

Maybe he wants to use it like a rv and spend the night places. Who am I to judge

 

[NoWiser]

I was gonna say, it takes 10 hrs to charge my camper battery on 30 amps.

From my research, a level 2 charger at 32 amps would add about 20-30 miles per hour. That would very safely cover my wife’s commute each day.

 

[sclancy27]

From my research, a level 2 charger at 32 amps would add about 20-30 miles per hour. That would very safely cover my wife’s commute each day.

That's shockingly fast.

 

[Nick87]

Id rent one for a weekend If I was in the market for a new car.

I'll keep in mind.I drive a LOT.

 

[2rocky]

Good discussion and one of my goals is to become better as a couple at budgeting without it becoming emotional.

 

[brymoore]

@Nick87 Look at the leasing options too.

 

[Nick87]

@Nick87 Look at the leasing options too.

I have in the past but with the miles I put on it didn't look too favorable.

 

[jryoung]

@Nick87 Look at the leasing options too.

Many moons ago ditched a $220mo car payment and leased a Fiat500e for $0 down/$209mo. Charged at work only for free, got access to the HOV lane (cut commute time by 45-60 min a day). The most financially responsible car i've ever had. I miss Guiseppe.

 

[elkduds]

Newer Toyota camry hybrid get an honest 50+ mpg. Its flat impressive in every way. Its also available with awd and it doesn't need a plug in so unlimitedrange. Only down side is tall people getting in and out.
500mi on a 10gal tank.

Had an '09, it went to Grandson's family when they needed 4 doors for baby. Splendid boring transportation.

 

[cgasner1]

This guy is almost forty years old.

I’ve said it before but I’m very happy when I started in my line of work guys talking about paying houses off and maxing out 401k and not horsepower

 

[Nick87]

I’ve said it before but I’m very happy when I started in my line of work guys talking about paying houses off and maxing out 401k and not horsepower

Yah we work with all kinds.

 

[Dave N]

My budget got better. Got my $90 Medicare check yesterday. Woo-hoo!

 

[Steiny77]

My budget got better. Got my $90 Medicare check yesterday. Woo-hoo!

Yea, I got my first SS payment last month

 

[mevertsen]

Many moons ago ditched a $220mo car payment and leased a Fiat500e for $0 down/$209mo. Charged at work only for free, got access to the HOV lane (cut commute time by 45-60 min a day). The most financially responsible car i've ever had. I miss Guiseppe.

View attachment 418982

My wife and I were commenting the other day, on the lack of small economy cars any more.

Our main car is a 2013 Rav 4, and it is dwarfed by the new ones.

Everything has gotten larger and heavier, when reality is, we don't need a large vehicle for the two of us 90 percent of time.

We have our old 1 ton truck (given to us when her uncle died) for getting firewood and heavy chores, old F150 for getting feed and larger supplies 3 times a month or so, and my 40 year old 4 Runner (my side by side basically). The 4 runner is now SMALLER than some side by sides.

 

[thomas89]

My wife and I were commenting the other day, on the lack of small economy cars any more.

It really seems like there are hardly any "reasonable" vehicles left. Tens of thousands of add-ons that people drove fine without for decades. On top of that comes the increased insurance premiums.

Have a basic 2017 Rav-4, the windshield replacement is nearly $800. $200 for the glass, $600 to recalibrate the lane departure sensor. Insanity.

Side by sides is another racket...full size car prices for an item that for *most* spends 50 weeks out of the year in storage.

Good discussion and one of my goals is to become better as a couple at budgeting without it becoming emotional.

It can definitely be a challenge. The wife and I are both equally bad at impulse buys, and it took quite some time to recognize we both weren't perfect at it. One of the challenges we face was the thought, "well he spent X on this, I'll spent X on whatever I want." Tit for tat so to speak. Really can get out of hand in the financials. Make sure you celebrate the milestones as much as you stress the setbacks, it'll get easier!

 

[mevertsen]

It really seems like there are hardly any "reasonable" vehicles left. Tens of thousands of add-ons that people drove fine without for decades. On top of that comes the increased insurance premiums.

Have a basic 2017 Rav-4, the windshield replacement is nearly $800. $200 for the glass, $600 to recalibrate the lane departure sensor. Insanity.

Side by sides is another racket...full size car prices for an item that for *most* spends 50 weeks out of the year in storage.



It can definitely be a challenge. The wife and I are both equally bad at impulse buys, and it took quite some time to recognize we both weren't perfect at it. One of the challenges we face was the thought, "well he spent X on this, I'll spent X on whatever I want." Tit for tat so to speak. Really can get out of hand in the financials. Make sure you celebrate the milestones as much as you stress the setbacks, it'll get easier!

"Reasonable"

Theres been threads on forums forever about all these guys that want a basic "tradesman" truck.

They sit in lots. People don't want them.

Agreed on the craziness.