It won't always be like this, with the 0pp being so high. It is a huge risk in my eyes to not get a point if you want to have some idea of when you will hunt. The days of being able to hunt a state every year are gone, so having to apply in multiple states and plan, to the best of your ability, when you will draw is what you need.
With that said I like the idea of 25% going to people without points, let's everyone have a shot, a lot of people the extra $300 for buying PP would be a deal breaker, this allows them a chance at a tag atleast.
By not getting a point and not drawing you put yourself 2 years behind the person who bought a point knowing they wouldn't draw. I plan on being able to hunt MT ever 3rd year going forward. So have to work in WY and CO points to cover those other years and probably try in ID and go OTC CO as a final resort. However, I see CO OTC going away within 5-8 years.