Matthew57
Active member
Can you please call in and pose this question to Dave Ramsey? I would click that YouTube clip so fast…
Loan for hunting
- Thread starter Addicting
- Start date
Nick87
Well-known member
So @Addicting what's the verdict or are you contradicting it more than before you started the thread?
406dn
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I've been around the block often enough to have some skepticism with most everyone's numbers, including my own.
Absent some sort of methodology, yeah, I'm doubting the guy on the street has better numbers than Uncle Sam.
A significant expense for me is the price of diesel. From its peak, it is down over 20%, since June, about a six month period.
US Retail Diesel Price Weekly Insights: Weekly Retail Gasoline and On-Highway Diesel Prices | YCharts
In depth view into US Retail Diesel Price including historical data from 1994 to 2024, charts and stats.
ycharts.com
Many things go into the CPI, even if all of the backroom calculations were widely published, there would be a similar number of people not believing any number put out by the Feds.
Nick87
Well-known member
I don't think he was arguing a particular number just that overall 8.7 isn't very realistic on everyday goods. Anyway not gonna run this any further into the weeds.I've been around the block often enough to have some skepticism with most everyone's numbers, including my own.
Absent some sort of methodology, yeah, I'm doubting the guy on the street has better numbers than Uncle Sam.
A significant expense for me is the price of diesel. From its peak, it is down over 20%, since June, about a six month period.
US Retail Diesel Price Weekly Insights: Weekly Retail Gasoline and On-Highway Diesel Prices | YCharts
In depth view into US Retail Diesel Price including historical data from 1994 to 2024, charts and stats.
Many things go into the CPI, even if all of the backroom calculations were widely published, there would be a similar number of people not believing any number put out by the Feds.
D
Deleted member 28227
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My 2 cents, think about it more as a reference point then as an actual number.
“Normal” inflation, the kind people don’t notice is ~2-3%.
So if that “oh life is good” baseline is 2% then 8.7% is 435% higher than normal
.Gotta remember it’s an aggregated number and some of the things it includes may or may not be relevant to individuals.
Also there are products that have decreased dramatically in price, for instance consumer electronics, a nice TV in 1994 cost like $1000 in todays dollars that’s ~$2000. My 4000k roku 52 inch TV cost $299.
406dn
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I think he stated numbers. But I agree we're in the weeds far enough. Happy New Year. Let's hope 2023 is a good one.
Nick87
Well-known member
Been to the grocery store lately...My 2 cents, think about it more as a reference point then as an actual number.
“Normal” inflation, the kind people don’t notice is ~2-3%.
So if that “oh life is good” baseline is 2% then 8.7% is 435% higher than normal
Gotta remember it’s an aggregated number and some of the things it includes may or may not be relevant to individuals.
Also there are products that have decreased dramatically in price, for instance consumer electronics, a nice TV in 1994 cost like $1000 in todays dollars that’s ~$2000. My 4000k roku 52 inch TV cost $299.
Edit- shit I steered right out then right back in the weeds.
D
Deleted member 28227
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My go to bag of coffee seems to be about 435% more than normal
I mean economists were/ are wigging out about 9%, no one is saying this is fine… and in 2018-19 those same economists were saying that the administrations policies were going to set inflation on fire soooo
But yeah I paid $10 for a 12oz redbull and a gallon of washer fluid yesterday coming back from deer hunting
Nick87
Well-known member
Wasn't saying who was responsible for the inflation as I feel it was a team effort anyhow. Knew it wouldn't take long for it to go there though..my point being some of the biggest increases are food which is different than a TV since we all gotta eat...meanwhile everything else is up as well.My go to bag of coffee seems to be about 435% more than normal
I mean economists were/ are wigging out about 9%, no one is saying this is fine… and in 2018-19 those same economists were saying that the administrations policies were going to set inflation on fire soooo
But yeah I paid $10 for a 12oz redbull and a gallon of washer fluid yesterday coming back from deer hunting
D
Deleted member 28227
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Absolutely.
I remember a post a while back when someone was saying they couldn’t wait for a recession as it would help with point creep.
I remember reading that and thinking, dude a recession hits and point creep will be the least of your worries.
Nick87
Well-known member
Heard it about a lot of things "can't wait for it too crash so I can build a house etc..." yah when we're all out of work that should work out well. How soon we forget.
Addicting
Well-known member
There is no verdict for me, this was just a discussion to flesh out ideas. I would say with no one’s financials the same, a more expensive anything is a financial risk. Wether that be a car, house, boob job, or hunt. The what if something happened tomorrow if I borrow money so I have to save 10 years crowd could get hit by a buss and it’s all a moot point.
For my family, trips and experiences are important. We do several small ones a year. AK is absolutely on the radar for us. More than likely next year to do some fishing while the kids are on summer break.
Dave Ramsey can suck it. I will enjoy life while I have it. Not wait and struggle to hope to enjoy it later. Hope is not a plan…
EYJONAS!
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Chase the dream don't be a pussy this guy wasn't.....
www.si.com
Famed Chiefs Superfan Arrested, Suspected of Bank Robbery - Sports Illustrated
Instead of supporting his favorite team on Sunday, the diehard Kansas City fan was behind bars.
www.si.com
noharleyyet
Well-known member
Collateral on a loan for a NR elk tag is a kidney…up front.
If only we were all so passionate...Chase the dream don't be a pussy this guy wasn't.....
Famed Chiefs Superfan Arrested, Suspected of Bank Robbery - Sports Illustrated
Instead of supporting his favorite team on Sunday, the diehard Kansas City fan was behind bars.
brownbear932008
Well-known member
Just playing devils advocate here! In this case it may be Saint Peter look I'm sorry I had hobbies I couldn't control and I'm sorry I left my poor spouse with that silly debt to chase/shoot an animal.
I understand if we are sitting on the funds with nothing better to spend it on, or saved for this purpose. But to even consider going in debt for any trip is a piss poor financial decision. Especially one of this magnitude.
EYJONAS!
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You're not passionate about the outdoor life experience?
Addicting
Well-known member
Or just thin out the safe one by one till you get your tag.
EYJONAS!
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We need to hear from @SCliving Outdoors ...... This guy has it figured out.
noharleyyet
Well-known member
Sorry Your Honor, but 20 bucks is 20 bucks.
