Is a fixed bent frame worth it?

How'd it go?
Estimate is at $12k just getting the bumper, bed, and tailgate replaced and get to where they’ll measure the frame. Wouldn’t quote a price after that - it’ll be a “price adjustment” after that. Whatever that means.

Also getting me a rental tomorrow because it’s actually not driveable. Started with offering me a compact sedan, ended up at a SUV after I reminded them I was also a customer, not just a claim against the other driver. So thanks State Farm.
 
Estimate is at $12k just getting to where they’ll measure the frame. Wouldn’t quote a price after that - it’ll be a “price adjustment” after that. Whatever that means.

Also getting me a rental tomorrow because it’s actually not driveable. Started with offering me a compact sedan, ended up at a SUV after I reminded them I was also a customer, not just a claim against the other driver. So thanks State Farm.
So it's probably still 50/50 on being repairable. I'd imagine they get a pretty penny to fix frames.
 
I agree w those that say buy back the total and fix it. Around here it will have more value than what you spend to repair it. Keep it if you find it tolerable, and use the insurance check to get an upgrade in a 2wd truck, SUV or car. 2wd is cheaper to buy, drive and insure, depreciates slower. Then you still have a 4wd vehicle when you need it, most of the time you probably don't.
 
So I had a few minutes over my lunch to really deep dive the estimate I was given. What was “told” to me was included isn’t actually in the black and white print. What was reported to me was “I have everything in there to fix the bed.” What’s in black and white is just fixing the outside of the rear quarter panels.

Meanwhile the floor of the bed looks like this:

IMG_5122.jpeg

Everything that’s needed to fix the bumper may be there, but there’s no mention of my receiver hitch.

I contacted the Body Shop to discuss all this and was kinda blown-off with a “ya, that’ll get added in once we can take it all apart.” So lesson learned, when it’s “done” be ready to go through it with a fine tooth comb before I accept it.

Had a nice long conversation with my wife’s uncle today, who is an insurance broker. He gave the great advice that I’m going to have to advocate hard for myself - normally my insurance company would be fighting hard for me, but with both parties of the accident insured by the same company, they aren’t going to push on themselves as hard as they would some other entity.
 

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