Llama Insurance?

[nontyp]

Anyone ever rent or borrow llamas and get independent insurance to cover the animals? Planning to use a friend’s pack llamas this Fall. He says not to worry about it, but ultimately it would be a bad situation if something happened to them. Just wondering if there’s some sort of simple insurance product for something like this?

 

[MTGomer]

I would love to hear this conversation with whatever Allstate or progressive or State Farm agent answers the phone when you call their generic number

 

[WyoCoalMiner]

Flo would insure that llama in a heartbeat.

 

[ccc23454]

Call liberty, if they insure a Emu they surely would insure a Llama

 

[thomas89]

I thought I was a worry wart.

 

[Exhausted]

Agree on a number with your buddy up front and let him hold onto the cash until you get back. "Hey, I'd like to put a damage deposit down just in case. How about I give you $1,000 up front and if anything happens, that's yours to keep. If there are no issues you give me the $1,000 back when I get back?"

 

[tim629]

i know with other livestock insurance actually isn't too bad, i've had short term policies on show calves bought from a sale and then have medical on 2 of our horses currently. you might just buy him a yearly accidental death policy on the lamas you're borrowing and call that a nice sleep easy policy for the trip and a bonus for him for the rest of the year

 

[SerialScience]

I've not but typically the "replacement" cost for a llama wasn't insane. I want to say average price was like $5k, definitely not something you want to have happen but not a threshold where I'm going to jump through hoops to find insurance.