Llama Insurance?

[nontyp]

Anyone ever rent or borrow llamas and get independent insurance to cover the animals? Planning to use a friend’s pack llamas this Fall. He says not to worry about it, but ultimately it would be a bad situation if something happened to them. Just wondering if there’s some sort of simple insurance product for something like this?

 

[MTGomer]

I would love to hear this conversation with whatever Allstate or progressive or State Farm agent answers the phone when you call their generic number

 

[WyoCoalMiner]

Flo would insure that llama in a heartbeat.

 

[ccc23454]

Call liberty, if they insure a Emu they surely would insure a Llama

 

[thomas89]

I thought I was a worry wart.

 

[Exhausted]

Agree on a number with your buddy up front and let him hold onto the cash until you get back. "Hey, I'd like to put a damage deposit down just in case. How about I give you $1,000 up front and if anything happens, that's yours to keep. If there are no issues you give me the $1,000 back when I get back?"

 

[tim629]

i know with other livestock insurance actually isn't too bad, i've had short term policies on show calves bought from a sale and then have medical on 2 of our horses currently. you might just buy him a yearly accidental death policy on the lamas you're borrowing and call that a nice sleep easy policy for the trip and a bonus for him for the rest of the year

 

[SerialScience]

I've not but typically the "replacement" cost for a llama wasn't insane. I want to say average price was like $5k, definitely not something you want to have happen but not a threshold where I'm going to jump through hoops to find insurance.

 

[Wyoming270]

I've not but typically the "replacement" cost for a llama wasn't insane. I want to say average price was like $5k, definitely not something you want to have happen but not a threshold where I'm going to jump through hoops to find insurance.

5k for a llama????
Thats more than a beef cow butchered!

 

[mevertsen]

5k for a llama????
Thats more than a beef cow butchered!

10 second google search.

5K would be a good deal.

Don't ever look at a pack mule if youre laughing at 5k for a trained llama.

as to @nontyp

I say look into the insurance at least, unless you have the ability to fork over that much at least.

Seems reasonable to me.

 

[406dn]

With all due respect to Wyonna, that is the asking price. There may or may not be a buyer, at that price.

Recently I was at a horse auction. Actually even went down a couple of days earlier, just because I like horses. I struck up a conversation with an older gentleman, as his adult daughter was riding a horse in the arena.

At some point he asked me what I thought the horse might bring at auction. I told him that it might go for between $4-6k. He told me that they were hoping it might bring $10k. The day of the auction, the bidding stopped at $6k. They did a no sale.

I do not see how an animal that can only pack, and can't be ridden is ever going to be worth all that much.

If I was borrowing the llamas, before I accepted the offer, I'd agree to make my friend whole, if I lost or severely injured one of his animals.

 

[SerialScience]

Here are the exact numbers...

Fossil Ridge

Wilderness Ridge

 

[MTGamecock]

That helicopter charter is looking better and better.

 

[Wyoming270]

With all due respect to Wyonna, that is the asking price. There may or may not be a buyer, at that price.

Recently I was at a horse auction. Actually even went down a couple of days earlier, just because I like horses. I struck up a conversation with an older gentleman, as his adult daughter was riding a horse in the arena.

At some point he asked me what I thought the horse might bring at auction. I told him that it might go for between $4-6k. He told me that they were hoping it might bring $10k. The day of the auction, the bidding stopped at $6k. They did a no sale.

I do not see how an animal that can only pack, and can't be ridden is ever going to be worth all that much.

If I was borrowing the llamas, before I accepted the offer, I'd agree to make my friend whole, if I lost or severely injured one of his animals.

Classic example of market value does not equal every cent they put into it.