Like you, I was trying to decide between Bergara and Tikka a year or so ago. I purchased a B-14 Ridge rifle in 6.5 CM. It’s basically the same rifle as the hunter, but with a threaded barrel for a muzzle brake. If I had to do it over again, I probably would have gotten the hunter. It might be fun to shoot with the brake at the range, but I definitely wouldn’t use it Hunting. It’s a great rifle and quality is excellent. They aren’t kidding when they say they are known for their barrels; out of the box accuracy is outstanding, but whatever rifle you buy, you will need to experiment with ammo for best accuracy. Since I live in SoCal where we are restricted to copper only, I experimented with Hornady GMX and Barnes TTSX. My rifle liked Barnes much better. I also own a Sako AV, which many collectors and enthusiasts consider the pinnacle of Sako rifle production. Dare I say the Bergara has a slicker, smoother bolt. I really can’t believe the quality you get for the money that you pay with Bergara.
Bergara also uses button rifling vs the cold hammer forging most manufacturers are using these days, including Sako/Tikka. Many argue that this makes for a more accurate barrel. That said, Sako, and probably Tikka as well since they use Sako barrels, have a five shot sub-MOA guarantee with factory target Ammo.
Regarding stocks, if going synthetic, for sure go with Bergara. For being a factory stock, I find them to be very high quality. The Tikkas felt very cheap and plasticky to me when handling them, so if you go with Tikka, I’d go with wood.
Whichever one you buy, buy it through Gallery of guns. My B-14 retailed for close to 900 when I bought it, and I ended up getting it for $750 through gallery of guns.
Regarding optics, buy the best you can afford, and for sure buy it through forum member Schmalts. Before finding this forum I purchased a Leupold VX-R fire dot in 3-9x40 through my LGS. When I was ready to upgrade I contacted Schmalts and he got me the VX-5HD fire dot in 3-15x44 for pretty much the same money that I paid for the lesser scope. He also got me a killer deal on the new Meopta B1 Plus 10x42 binos that recently came out.