Moosie
Grand poopa
Alright, Since all the old threads are gone, I'll bring back up my P-2-P lending on www.Prosper.com .
I started in Dec, It's Feb now. Not a long time into it yet so I still have reservations and would not endorse it for the average Joe but here is how I've done :
I have 37 Current Loans I'm lending to:
Cash balance: $15.97
Value of loans:+$2,812.76
Payments in transit:+$8.78
Winning bids:+$0.00
Winning bids pending review:+$500.00
Total account value:=$3,337.51
Principal loaned:$2,849.99
Payments received:$76.15
Principal paid: $50.54
Interest paid: $25.61
Late fees paid: $0.00
Value of loans: $2,812.76
Principal outstanding: $2,799.45
Interest accrued: $13.31
Late fees accrued: $0.00
Avg. interest rate:17.98%
Daily interest accrual:$1.38
My Stats Are listed here (3rd party site that is a few days behind actual numbers) : http://www.lendingstats.com/lenders/MoosieID
I started in Dec, It's Feb now. Not a long time into it yet so I still have reservations and would not endorse it for the average Joe but here is how I've done :
I have 37 Current Loans I'm lending to:
Cash balance: $15.97
Value of loans:+$2,812.76
Payments in transit:+$8.78
Winning bids:+$0.00
Winning bids pending review:+$500.00
Total account value:=$3,337.51
Principal loaned:$2,849.99
Payments received:$76.15
Principal paid: $50.54
Interest paid: $25.61
Late fees paid: $0.00
Value of loans: $2,812.76
Principal outstanding: $2,799.45
Interest accrued: $13.31
Late fees accrued: $0.00
Avg. interest rate:17.98%
Daily interest accrual:$1.38
My Stats Are listed here (3rd party site that is a few days behind actual numbers) : http://www.lendingstats.com/lenders/MoosieID