I know of several people with more than enough points that are putting in with family/friends with less points to draw as a group. Maybe that's what's going on with some of those.
2025 Unimak Island brown bear - Raffle
2021 Wyoming bighorn sheep - drawn with points
Before that
2008 WY moose - drawn with points
2007 UT moose - drawn with points
I don't expect my wife or boys to have to haul around all my mounts after I'm gone. I also don't expect them to have to sell or give them away. I've already told my wife to have a big dumpster brought in and fill it up.
I'm kind of in no man's land in Utah with 17 for most species and 18 for mountain goat. I did draw moose and elk over 15 years ago, so Utah has been good to me in the past. My boys and I are still in for 2026.
I got the same one in '22 and only have 146 miles on it. Really love it and the few times I've used it, I was impressed. Just got it out of the garage today for the first time this year.
For sure hunting Kodiak and Alberta. Applying in almost all the Western states for something. WY deer is about the only likely thing I'll draw with points. Would be happy with anything else.
I feel your pain. Our boys are 20 and 22 and our car insurance just barely went below $1k/month. It was over $1k/month for the last 4 years. We have the same deal as @mtmuley and will pay their insurance while in school. Oldest boy graduates next month so that will be nice.
Highly recommend an attorney. Each state is different. For example, Oregon's estate tax starts at $1mil. With proper planning, each spouse can exempt $1mil, so $2mil total for a married couple. Without planning, that first $1mil exemption is lost at the first spouse's passing.
I looked into it last year before going to Greenland. Seemed pretty pricey, and I'd have to have a pretty serious health issue to not go on a planned hunt. For me, a health issue with aging parents would be more likely and not covered anyway. I always get refundable airfare and call it good.