Recent content by westbranch

  1. W

    Dept of Interior handed over to DOGE

    One way that social security is "means tested" is by taxing it at up 85%. Lets say a married couple that had above average earnings and retirement income has combined social security benefits of $60k a year and they are in the 22% tax bracket - they would pay about 11k a year in additional tax...
  2. W

    Anybody Buying Yet? Where’s the Bottom?

    I did some reallocations and Roth conversions in the first 2 weeks of April. Down about 3% YTD on IRAs/401ks. Still down about 8% from peak in the fall.
  3. W

    Quotable Quotes

    Was at some meetings the last couple days and there was an Idaho old timer there. He was telling stories about growing up in Sun Valley while his mom worked at housekeeper for rich folks. He remembers wandering around the streets and sitting on some eccentric guys lawn while he told stories...
  4. W

    Verify that you hunt

    A few pics from the last several years. Stinky deadhead: Kitty while deer hunting. Blocked out the recognizable background that I am sure many people would know. Maui shore fishing: Wife with moose: Late night moose cutting up: WY
  5. W

    Anybody Buying Yet? Where’s the Bottom?

    I have some (small) risky positions in my HSA. If some of those penny stocks hit it big I can get all sorts of medical procedures done :ROFLMAO:
  6. W

    Anybody Buying Yet? Where’s the Bottom?

    If you can always get that timing right, great. And you should start a hedge fund. For 99% of people leaving it in is the best approach. With some mindful allocation adjustments based on risk, age, etc. https://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/...
  7. W

    Tariffs

    Huh? https://taxfoundation.org/blog/trump-reciprocal-tariffs-calculations/
  8. W

    Anybody Buying Yet? Where’s the Bottom?

    Where/when has Trump tried to get spending down to acceptable levels?
  9. W

    Blunders of marriage

  10. W

    March Madness 2025 General Chat

    Enjoying the UConn and OU women's game in Spokane. Great game so far.
  11. W

    Roth vs. Trad IRA Benefits - even from converting LATE?! (like 70 y/o late)

    You are referring to regular Roth contributions which requires wages/earned income. It is specifically prohibited to convert RMDs to Roth. Roth conversions are a whole different game than Roth contributions. Plenty of people do them DIY but if someone doesn't understand them they should work...
  12. W

    This is why Bozeman is kind of annoying.

    I have still only driven through Bozeman and have never stopped. Probably 4-6 times a year since 2017. One of these years I'll have to check it out.
  13. W

    This is why Bozeman is kind of annoying.

    Ummmm, bad news: https://www.cbsnews.com/news/joann-fabrics-closing-stores-going-out-of-business-sales/
  14. W

    General meme thread - NSFW -

    At a friend's house:
  15. W

    General meme thread - NSFW -

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