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Well, it's not good. Not religious but prayers are welcomed.

nick87

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Joined
Dec 12, 2014
Messages
7,125
Location
Northern Illinois
I don't know beans about this stuff but before you pull the pin, see if you can find some folks to talk to about this and if there are any other options. I don't know who those people are (retirement counsulors or retirement planners, etc). You may have options for medical care help that will allow you some flexibility.

You might also talk to your employer (or other employers) about part time work.

Last, does your wife have any family nearby that could help?

While I don't know the first thing about your situation, I just worry that you may make a quick decision that you could regret later. Jumping off the retirement high board doesn't come with do-overs.

Hang in there. We are all pulling for you.
Good advice there..
 

Backofbeyond

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Joined
Jan 2, 2018
Messages
2,426
Location
Boise, ID
Dave you might also look at the disability laws where you are. I have a cousin who’s wife had a brain aneurism that burst and left her mentally on par with a toddler. She worked, and part of her disability is paying for her in home care, a.k.a my cousin.

It doesn’t replace both their salaries but it’s better than nothing.
 

kansasdad

Well-known member
Joined
Jul 30, 2011
Messages
5,811
Location
Wichita
Really good thoughts from BrentD regarding seeking some wisdom from folks whose business is retirement options. In retirement planning there are so many "what if" scenarios, and understanding how your insurance policies might handle long term disability, benefits and coverages both now and in the future could be key with regards your current and future financial positions.
 

Dave N

Well-known member
Joined
Feb 20, 2013
Messages
5,546
Location
Illinois
I don't know beans about this stuff but before you pull the pin, see if you can find some folks to talk to about this and if there are any other options. I don't know who those people are (retirement counsulors or retirement planners, etc). You may have options for medical care help that will allow you some flexibility.

You might also talk to your employer (or other employers) about part time work.

Last, does your wife have any family nearby that could help?

While I don't know the first thing about your situation, I just worry that you may make a quick decision that you could regret later. Jumping off the retirement high board doesn't come with do-overs.

Hang in there. We are all pulling for you.
I'm planning on researching more about insurance and coverage today. I have my "income" mapped out from any sources I have. She was approved yesterday for Medicare/aid, whichever one it was, for now at least. I'm sure lower income would make it more likely.

Can't work part-time. She needs repositioning for her wound every 2 hours. It takes an hour just to get there!

Nope. And my parents are both 83. Not doing that. Hiring someone like a nurse to stay here would be way more than I make working! Home care for her wound-vac is already a joke as far as covered visits.

There MAY be something I can do from home to make a few bucks on the side. Not really worried about it at this point.

I mainly need to wait until insurance pays for her wheelchair. Going to call about status on that soon.

Not an easy choice, but I don't see any real options. Appreciate the concerns. I always bitched about folks not working who lived better than us. Looks like it's my turn to work the system for help.
 

Dave N

Well-known member
Joined
Feb 20, 2013
Messages
5,546
Location
Illinois
Forgot something. She hasn't worked much at all in the past 10 years so disability doesn't want to pay her anything. Working on options for money elsewhere.
 

Dave N

Well-known member
Joined
Feb 20, 2013
Messages
5,546
Location
Illinois
Paperwork done this morning. Keeping my current insurance until the wheelchair gets paid for. Figured the higher premium for a few months would make up for deductibles and such with a new policy. Talked with my boss and have a plan to go in for a few hours to clean out my desk and allow them to have a party for me. Guess there are a few folks that like me! Sounds like panic has already set in. One of the other repairmen was just fired today for multiple drug test violations. Had 2 people stop already to look at buying my truck. I'm thinking it should be OK until next May when I can get SS and more money than now. Not taking any more trips to Alaska anyway... 😞

Thanks to everyone for the thoughts and advice! You folks are great!
 

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