I bought a brand new Toyota tundra in Jan 2017 at 1.9% interest over 5 years. Still have it with 127k miles. One of the best purchases I have made.
The rest of my budget needs work:
800 miles round trip to get to my Idaho elk unit this year with my Tundra. Possibly two trips in Oct depending on how the first week goes. I would expect $300-$400 of gas for a week. Fortunate to spend small amount on commuting with <8 miles round trip a day for wife and I both.
Don't see gas...
Oh yeah, risk is small for me and individual stocks are very small portion of portfolio. Along for the ride.
Very familiar with the area. I grew up on a small dairy farm 10 miles SE of the site. Still have land and family there and my brother owns the main farm. I was in high school when they...
Pro-rata rules apply mainly to backdoor Roth contributions and nondeductible traditional IRA contributions/withdrawals.
With Roth withdrawals they come from contributions first.
I had a college finance class where the professor showed the math on saving from age 25-35 beating the person saving from age 35-65. My wife and I started contributing 10%+ in 2012 at age 23/24. We were making $70,000 gross household income, rent was $600 a month in small town midwest. We lived...
Typically the organization sends the scholarship funds directly to the school/university so no W9 is needed. Then the university reports total scholarships and tuition/fees paid on a 1098T. That way if a student drops out the University can refund the scholarship to the organization as well.
A...
Douglas 11'6". Helps turnover 12 feet of leader/tippet. I still suck at casting it.
Monday on the Kulik walk wading I was using an Orvis recon 8 weight 9' single hand. The two hander would have been nicer there too.
I mean, we are just fishing beads under bobbers 😂. Using a 6 weight switch rod, 15 lb leader with 12 lb tippet. A foul hooked salmon is a pain in the ass and will break things up. But the rainbows can go high 20s and we have broke off a few of them too.
A couple guys are swinging flies but I...