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  1. Treeshark

    Football General Talk

    Agreed. The Niners look very good, I am having to rethink my previous opinions on Purdy after the past few weeks.
  2. Treeshark

    Your favorite Cover Song of all time

    You crazy.
  3. Treeshark

    Football General Talk

    Packers will be in that bag in two weeks as well, I’m afraid:(
  4. Treeshark

    Broken Fibula

    Glad to hear you’re doing well, @2rocky. Hope it’s smooth sailing from here on in👍
  5. Treeshark

    Anybody Buying Yet? Where’s the Bottom?

    I see. That would be cool.
  6. Treeshark

    The Great HT 2026 weigh in.

    Don’t even bring up wrestling… that makes me feel like a tub. I wrestled at 145- that version of me would kick current 184lb me’s ass with ease😞😜
  7. Treeshark

    Anybody Buying Yet? Where’s the Bottom?

    It should be somewhere in the prospectus info. Here is an example for SCHB (scroll down to “portfolio” part): https://www.schwabassetmanagement.com/products/schb#portfolio
  8. Treeshark

    Investment company?

    For sure. Way more people in the US have difficulty caused by bad debt than there are people using it well as a tool. I’d never scoff at someone paying off a mortgage early, there are way worse money “mistakes” than that. It’s easy to be right taking a retrospective view, and add-in recency...
  9. Treeshark

    The Great HT 2026 weigh in.

    184 this am. I should really be 170-175.
  10. Treeshark

    Investment company?

    Yes. The 100 year average rate-of-return is 10+% annually. This includes all of the nasty things that have happened to the economy during that time period. It’s not a perfect, risk-free investment- but it has beaten everything else. My money says it will continue to do so. *edit to add: this...
  11. Treeshark

    Investment company?

    Individual brokerage account for the bridge money (55-59.5), Roth for 59.5-65. It’s not tax advantaged now, but it doesn’t show up as income later. IE, you’re “poor on paper” and health insurance is therefore way more affordable. *This is most important if you don’t get health insurance via...
  12. Treeshark

    Investment company?

    It’s very safe, that’s partly why I asked.
  13. Treeshark

    Investment company?

    For sure, I agree- I didn’t intend for those two sentences to be connected. To add: if they don’t itemize, mortgage interest still factors into the equation, just on the other side of the ledger. I would advise just about anyone to have a quality FA AND accountant and consult regularly with both.
  14. Treeshark

    Investment company?

    @Addicting, why did you use 6% in your example?
  15. Treeshark

    Investment company?

    If you itemize deductions, don’t forget to factor in mortgage interest into the equation. Regardless, paying off the mortgage early is almost certainly not the correct mathematical answer here (piece of mind not withstanding). I will have to disagree with @SAJ-99 here a bit, I feel that a good...
  16. Treeshark

    Football General Talk

    The Packers have now had three games this season in which they didn’t punt a single time. They lost all three of those games. I wonder if that’s ever happened before?
  17. Treeshark

    Football General Talk

    The Malik Willis payday is coming soon, that dude is way too good to be a backup. I will be sad to see him go.
  18. Treeshark

    Best bands, not to be confused with best songs

    A bit surprised this one wasn’t mentioned sooner as well.
  19. Treeshark

    Mike Lee withdraws latest legislative attack on public lands

    Boy, these NGO’s better hope Mike Lee stays in office. They are riding him all the way to the bank. I’m waiting for one of these articles to have a Sarah McGlaughlin song playing in the background.
  20. Treeshark

    Most overrated band of all time

    It doesn't hurt.
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